Need insurance for your Condo?

If something happens to your condo or townhome, it may be up to you to replace things like drywall, flooring, cabinets, light fixtures, and your personal belongings. Many condominium associations will only provide insurance for the building's structure and common areas. In most cases the owner of the individual Condo will be responsible for damages to the interior structure. This may not be the case in every situation, so it is important to check with your condominium association to find out what you're responsible for insuring on your Condo.

What Does Condo Insurance Cover?

In most cases your association will not provide insurance coverage beyond the exterior walls, making you responsible for insuring the interior walls and possibly for fixtures. Your condo insurance policy will also likely provide you with personal property coverage as well as liability.

Most policies will include coverage for the following:

• Fire
• Lightning
• Windstorm
• Smoke
• Vandalism
• Theft

Would you like more details? Please call or chat with an agent and they can discuss your particular needs in detail with you.