Medical Payments (MedPay)

Medical Payments Coverage is designed to cover just what you might think. It provides the coverage to pay the cost of necessary medical care that you receive as a result of an auto accident and it is paid regardless of fault. There may be some limitations based on the state you live in.

Who is covered by Medical Payments Coverage?

Medical Payments coverage will also provide protection for the passengers in your vehicle, and any family members driving the vehicle insured by the policy at the time of the accident.

I currently have health insurance through my employer, should I still purchase this coverage?

Many people think it's not necessary to have this coverage because of their current health insurance plan. Medical payments could come into play to pick up your deductible or in some cases cover it completely. It is also important to know that your health insurance coverage will likely not extend to other individuals other than yourself. So your passengers who are injured in an accident will find coverage under MedPay.

You can purchase a wide variety of medical payments limits, typically it is one of the least expensive auto insurance options.