Renters Insurance

Doesn't my landlord have insurance?

Many people who rent homes don't realize they are responsible for replacing their personal belongings in the event of a fire for example, until it’s too late.

What does a Renters Policy Protect?

A Renters insurance policy can help you protect your personal belongings or personal property from fire damage, theft, and vandalism while also providing you with liability protection for your visitors and guests. You've worked hard to acquire your personal belongings and it is important to protect them in the event of a covered loss.

Electronics, furniture, jewelry, clothing, antiques and all of the other things that you may have in your home can add up to a substantial amount. Make sure that you purchase enough personal property coverage so that you can replace your things in the event of a covered loss.

What kind of coverage will my renters policy provide?

Most renters policies will state exactly what you're it insured against. The named perils in your renters policy may include:

• Fire
• Lightning
• Windstorm
• Smoke
• Vandalism
• Theft

There may be some additional coverage, depending on what company and what policy you choose.

Would you like more detailed information? Please contact one of our agents and they would be happy to discuss a renters policy with you in more detail.