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Risks of Purchasing Insurance Direct Online

By December 12, 2012June 9th, 2020Auto Insurance, Homeowners Insurance

The purchase of insurance is an important decision. While shopping and buying online is an available means, the absence of professional assistance makes this a riskier avenue to pursue.

“Everyone’s time is valuable. In the time you spend comparison shopping online for insurance, a professional agent can do all the work for you with no obligation, and at no cost to you,” says Patrick McGrath of McGrath Insurance Group.

The agents at McGrath Insurance Group work closely with each client to be sure they are meeting all of their clients needs. From adequate coverage to cost, each facet of the client’s needs are carefully considered when choosing and presenting options for coverage. Even if the introduction to the individual happens online.

“If you have a claim, after you have purchased an insurance policy online, who do you turn to for help? The agents at McGrath Insurance Group will be there to help you every step of the way, from filing the claim to its resolution,” added McGrath.

Fifteen minutes could save you 15 percent, but you want to make sure that savings won’t end-up costing you more in the end.  A common way for these insurance companies to save you money, is to offer you the lowest coverage possible which could leave your assets exposed to a lawsuit.  In many cases, they also do not offer all types of insurance and as a result do not consider all of the customer’s exposures.  Many customers may end up with serious gaps in coverage if all of their insurance policies are not reviewed and taken into consideration at the time of purchase.

“Peace of mind is what insurance is all about. The paper your policy is written on is much more reassuring when you know there is a real person with years of experience there to assist you when you need them,” concluded McGrath.